This morning I'm going to the community bank
So that I can take out a loan
Once they give me the loan
I'm coming straight to your home
With the change for your way of life
Cause your way of life needs some change
Before you go completely morally bankrupt
I thought it best be today

I see you too often out on the streets
Begging life from total strangers
This one may be sweet
But the next one may be danger
That's why I brought this change for your way of life
Cause your way of life needs some change
With all the grief that you've been given
I knew this would be the perfect day

Of course this change I'm giving you
Doesn't come interest free
I'm more than a little bit curious
How this change you will receive
This change for your way of life
Cause your way of life needs some change
I just hope that it is soon enough
And I pray that you spend it today